Privacy Policy

1. Introduction

Welcome to Policy Setu. We respect your privacy and are committed to protecting your personal data. This Privacy Policy describes how Policy Setu ("we," "us," or "our") collects, uses, stores, shares, and protects your personal information when you visit our website and use our application (collectively, the "Services"). By using our Services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect several types of information to provide and improve our Service to you.

• Personal Information: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This may include, but is not limited to: Email address, First name and last name, Phone number, Address, State, Province, ZIP/Postal code, City.
• Usage Data: We may also collect information on how the Service is accessed and used. This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
• Policy & Financial Data: As a policy management platform, we collect specific data related to insurance policies, premiums, renewal dates, and beneficiary details that you explicitly upload or input for management purposes.
• Cookies and Tracking Data: We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

3. How We Use Your Information

Policy Setu uses the collected data for various purposes:

• To provide and maintain the Service.
• To notify you about changes to our Service.
• To allow you to participate in interactive features of our Service when you choose to do so.
• To provide customer care and support.
• To provide analysis or valuable information so that we can improve the Service.
• To monitor the usage of the Service.
• To detect, prevent and address technical issues.
• To send you renewal reminders and policy-related notifications.

4. Data Retention

Policy Setu will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

5. Disclosure of Data

Your information, including Personal Data, may be disclosed in the following unlikely scenarios:

• Legal Requirements: Policy Setu may disclose your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of Policy Setu, prevent or investigate possible wrongdoing in connection with the Service, or protect the personal safety of users of the Service or the public.
• Service Providers: We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

6. Security of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. We employ robust encryption and security practices to safeguard your sensitive policy information.

7. Your Data Rights

Depending on your location, you may have certain rights regarding your personal data, such as the right to access, correct, delete, or restrict the use of your data. If you wish to exercise any of these rights, please contact us.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Policy Setu Support
Email: support@policysetu.com